About The Legal Aid & Agencies Directory

This section is for non-private-attorney resources that may help homeowners in or near foreclosure: legal aid organizations, housing counselors, courts’ self-help centers, and government or complaint agencies.

These listings are for information only. They are not endorsements, and they do not guarantee that any office will accept your case, respond, or provide specific help.

How to Read These Listings

1. Organization Type / Role
Each listing is labeled with one or more roles, such as:

  • Legal Aid & Nonprofit Foreclosure Services – nonprofits or legal aid programs that may represent or advise homeowners.
  • Courts & Self-Help Centers – court programs that help you understand forms, procedures, or how the process works.
  • Government & Complaint Agencies – places to file complaints or seek oversight (e.g., AG, CFPB, state financial regulators).
  • Housing Counseling & Mediation Programs – HUD-approved counselors, city/state programs, or mediation services.
  • Consumer Protection & Civil Rights Offices – agencies that address unfair practices, discrimination, or abusive collection behavior.

Use this to understand what kind of help the organization is designed to provide.

2. Service Area
Each listing will indicate its geographic reach, such as:

  • City or county only
  • Statewide
  • Multi-state or national (phone/online)

Make sure the organization actually serves your area before reaching out.

3. Eligibility & Who They Serve
Many legal aid and nonprofit programs have eligibility rules, for example:

  • Income limits
  • Owner-occupied homes only
  • Seniors, veterans, or other specific groups
  • Certain types of cases only

Read this section carefully so you don’t waste time calling an office that cannot serve your situation.

4. Services Offered

Listings may show which types of services are available, such as:

  • Full legal representation in foreclosure cases
  • Brief advice or one-time consultations
  • Housing counseling and budgeting help
  • Mediation or conference support
  • Help filing complaints with oversight agencies

This helps you decide what to ask for when you contact them.

Important Disclaimer

The Polanco Firm does not run these organizations and cannot promise availability, quality, or outcomes.

This directory is meant to help you see options, not to tell you what to do or replace your own judgment. Always confirm details directly with the organization, and consider speaking with an attorney if you need legal advice about your specific case.

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